Commercial Insurance

Operating a moving company in Pennsylvania means more than just transporting household goods from point A to point B. Movers are regulated by the Pennsylvania Public Utility Commission (PUC) as motor carriers, and part of that regulation includes strict insurance and financial responsibility requirements. Whether you run a local business or you transport across state […]

Running a moving company means staying flexible. Demand goes up and down, weather conditions change, and each season brings its own risks. While most business owners think about insurance as a one-time decision, the truth is that your coverage needs can shift depending on the time of year. Here’s how seasonal changes affect moving companies

If you drive a box truck for work—whether you’re delivering furniture, hauling equipment, or managing a fleet—there’s a good chance you need commercial trucking insurance. Box trucks are considered commercial vehicles when used for business purposes, and that means personal auto insurance won’t provide the protection you need. When Is Commercial Insurance Required? Commercial trucking

Running a food truck is intense, but rewarding work. Food truck owners love the creative and mobile aspect of their businesses. New recipes and new events pop up around every corner. But running a food truck takes a lot of labor and definitely involves some risks. From driving accidents to equipment breakdowns to customer slip-and-falls,

Whether you’re constructing a new home, renovating a commercial building, or working on a major infrastructure project, unexpected events can derail progress and add significant costs. That’s where Builder’s Risk Insurance comes in. This specialized type of property insurance is designed to protect construction projects from various risks and financial losses during the building process.

When working in the real estate or mortgage industry, professionals often need to secure a bond before conducting business. Whether you’re a real estate agent, mortgage broker, or property manager, bonds serve as a layer of financial protection for your clients and the public. Here’s what you need to know about bonds, why they’re required,

Construction is an inherently risky industry, which makes strong financial protection necessary. With accidents, property damage, and legal disputes being common, the right insurance coverage is essential. Without it, a single claim could result in serious financial setbacks or, in the worst-case scenario, force a company out of business. The type of insurance a construction

Moving businesses face unique challenges, from transporting valuable items to handling unexpected road conditions. To stay protected, professional movers need specific insurance coverage designed for their industry. Here’s a breakdown of the insurance policies every moving company should consider. Always: 1. General Liability Insurance Accidents can happen, even with the most careful movers. General Liability

Commercial trucking insurance is vital for businesses that rely on trucks to transport goods or complete critical tasks. This can include the obvious industries, like delivery companies; but also less obvious, like farms who regularly use box trucks to complete their work. The type of coverage required often depends on the kind of truck and

Commercial trucking insurance is an essential expense for businesses across many industries, but high premiums can cut into your bottom line. For many businesses, it seems like the rates continue to rise lately. How can you keep premiums low? We have 4 proven strategies to share. 1. Implement a Driver Safety Program A robust driver

As an HVAC contractor, you face unique risks every day on the job. From potential injuries to equipment damage, a single incident could put your business in line for a large bill. That’s why having the right insurance is crucial. But with so many options available, what type of insurance does an HVAC contractor actually

Starting a small business is an exciting venture filled with potential and promise. But getting it off the ground is no small feat. Finding a storefront or office, getting necessary licenses, setting up a website, and so much more go into starting a business. Do you need to have business insurance before you get started?

Landscaping is a business that involves its share of risks and uncertainties. Whether you’re a solo landscaper or own a landscaping company, protecting your assets and ensuring the safety of your team is vital. Whenever you’re a professional dealing with other people’s property, insurance needs to come into play. But the various types of business