Making Insurance Kind, Fun, and Easy

At The Kind Insurance, we specialize in you.

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The Kind Insurance

Insurance is usually seen as dull, boring, and downright bloodsucking at times. At The Kind Insurance, formerly A+ Insurance, we want to change that—it’s in our name, after all. Our goal is to spread a little kindness through insurance because insurance should be kind. The point of your coverage is to protect the things that matter most to you, not make you worry about them even more.

We also strive to make insurance more fun and easy to understand. While we may take a more laid-back approach when it comes to discussing your insurance coverage, that doesn’t mean your protection is laid back at all. In fact, we work to offer the most comprehensive coverage we can in order to meet your needs. We just do it with a little more flair and a little more fun—no jargon, no suits, no ties. Read more about us!

What Makes Our Independent Agency Different?

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Spreading Kindness
No Jargon
Specializing in You

How Quotes Work

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Step 1:

Fill out our quote form.
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We compare quotes from 20+ top-rated carriers within 12 hours to find the right rate for you.
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Step 3:

We sent you your initial rate to look over.
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Step 4:

You can schedule a consultation to receive your final rate after all records and information have been collected and checked.
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Step 5:

Be at peace knowing you’re taken care of with Kind Insurance.

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Putting the Fun in Insurance

We focus on fun because we don’t want to take too much time from your busy life. They give us the quote info, we will work on the rest.

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Meet The Kind Insurance

We look forward to getting to know you and helping you with your insurance. Take a moment to get to know us.

Meet Our Team
Multi-Lingual

We speak seven languages—English, Spanish, Chinese Mandarin, Urdu, Nepali, Vietnamese, and Cham.

Spreading Kindness

We believe insurance should be kind, since it’s meant to protect the things that matter most to you after all.

Easy and Fun

There’s no reason for insurance to be dull anymore. We strive to make it easy and fun—no jargon, no suits, and no ties.

Giving Back

We believe strongly in giving back and supporting those of us who need it. Currently, we donate $15 for each new policy to the following charities:

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The Kind Insurance + Keystone

We strive to uphold Keystone’s long-standing commitment to service.

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Get a glimpse of the risks you face and how your insurance can protect what matters most.

Auto
Bodily Injury Liability Coverage
Risk Factor

It’s easy to get distracted while driving. All it takes is an incoming text message, a fussy baby, or changing the radio station and your eyes are off the road long enough to crash into the slowing vehicle in front of you. As an owner/operator of the vehicle, you may be held financially responsible for any bodily injuries caused as a result of the accident.

Solution

Bodily injury liability covers your legal liability for a covered accident that involves injury to another person, up to the limit of liability you select. Purchase enough coverage to protect your assets should a claim be brought against you or if you are sued. You should also consider purchasing an excess liability policy which may provide additional limits of liability.

Property Damage Coverage
Risk Factor

When involved in an auto accident, you and your family may be financially responsible for any damage caused by your vehicle to someone else’s property. Usually this means damage to someone else’s car, but it can really be any property damaged by your vehicle.

Solution

The property damage portion of your auto insurance policy protects you if your car damages someone else’s property, such as another car, a fence, or a building. In some instances, you may be able to choose your coverage limit, or it may be a standard amount dictated by the insurer or local laws.

Medical Payments Coverage
Risk Factor

Depending on the severity of the injuries suffered in an automobile accident, whether caused by you or by the other vehicle, it’s not uncommon for healthcare costs to run into the thousands of dollars, with a large portion being out-of-pocket expenses not covered by your health care plan.

Solution

Medical payments coverage can help cover all reasonable medical expenses and funeral expenses of covered drivers and passengers after an accident, regardless of fault. In most states, it's an optional addition to your car insurance policy.

Uninsured / Underinsured Motorist Damage Coverage
Risk Factor

What happens when the driver who hit you doesn't have enough liability coverage? Or, even worse, they take off? Research has shown that this happens more than you might expect. If you’re in a collision with someone who is uninsured or underinsured, you can be left to pay out-of-pocket for damages and medical expenses not covered by the other driver.

Solution

Uninsured/underinsured motorist damage coverage may compensate you for bodily injury and lost wages caused by an uninsured motorist, a hit-and-run driver, a driver whose automobile insurance company is insolvent, or a driver who has not purchased enough coverage to pay for damages.

Physical Damage Coverage
Risk Factor

Your automobile can be a fairly costly investment – one that is exposed to many potential losses caused by weather related events, theft, and other circumstances that may be out of your control.

Solution

Physical damage coverage can protect your vehicle if it is damaged in an accident (collision coverage), is damaged by something other than a collision (comprehensive coverage) with a vehicle or object or if your vehicle is stolen. This coverage is optional if your vehicle is paid in full, but it is coverage you should consider if you want to fully protect your vehicle.

Rental Coverage / Loss of Use
Risk Factor

When your vehicle is being repaired or replaced due to a covered loss, you may have to rent a vehicle to get you to and from your daily responsibilities without any interruption. Vehicle rental can get expensive, especially over an extended period of time.

Solution

Rental coverage/ loss of use is an inexpensive option you can add to your auto insurance policy to pay for the cost to rent a temporary replacement vehicle or the cost of public or private transportation if your vehicle is ever in an accident. This coverage is available in a variety of daily limits.

Auto Insurance 101

Make sure you cover the unique risks you face with auto insurance.

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Based in Lemoyne, PA, The Kind Insurance is proud to serve clients throughout Pennsylvania. We are also licensed to serve clients in over seven other states.

Bringing Kindness to Pennsylvania and Beyond

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Lemoyne, PA

875 Market Street
Suite 100
Lemoyne, PA 17043

We are licensed in Pennsylvania and over seven other states.

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