Motorcycle Insurance
Your motorcycle isn’t just a mode of transportation—it’s a passion. And just like any other valuable asset, it needs protection. Whether a motorcycle is your weekend pastime or your daily rider, we can find the right policy for you.
What Does Motorcycle Insurance Cover?
Motorcycle insurance is designed to protect the rider from a wide range of risks and liabilities. The key one being accidents and collisions. In the event of an accident, motorcycle insurance can help cover the costs of repairs or replacements for the bike. It can also help cover medical expenses for injuries sustained by the rider and any passengers. If you’re someone who rides on occasion, you’ll want a very different level of coverage from someone who uses their bike for the daily commute.
Motorcycle insurance also usually protects against theft and vandalism. Motorcycles are often targeted by thieves due to their portability and high resale value. Motorcycle insurance can provide coverage for the cost of replacing a stolen motorcycle or repairing damages caused by vandalism.
Liability coverage protects the insured against legal claims and expenses resulting from injuries or property damage caused to others in an accident where the insured rider is at fault. Liability coverage is not only a legal requirement in many jurisdictions but also protects riders from potential lawsuits.
Is Motorcycle Insurance Required in Pennsylvania?
Motorcycle insurance is not required in Pennsylvania, but it is highly recommended. If you are involved in an accident and you do not have insurance, you will be responsible for paying for any damages yourself.
However, it is important to note that motorcycle insurance is not available to everyone. In order to get motorcycle insurance, you must be at least 18 years old and have a valid driver’s license. If you do not have a driver’s license, you may be able to get motorcycle insurance through another type of policy, such as liability coverage.
Have these items together? Call now for a quote.
- Motorcycle Information: Make, model, year, VIN, Purchase price or current value
- Rider Details: Name, birthdate, address, contact details, license and riding experience
- Usage Details: Primary use of the motorcycle (commuting, pleasure, racing) & estimated annual mileage
- Safety Gear and Modifications: Safety features installed (anti-theft devices, alarms) & any modifications made
- Claims History: Any past claims related to motorcycle insurance
- Storage and Location: Where the motorcycle will be stored when not in use
Find the Best Motorcycle Insurance in Harrisburg, PA
One of the best ways to get motorcycle insurance rates is to compare quotes from multiple companies. But if you’ve tried to get one insurance quote before, you know they can actually be quite time-consuming. So comparing quotes from numerous different companies and understanding the proper level of coverage for you can take up far too much of your time.
At Kind Insurance, we’re an independent insurance agency. What does that mean? It means we work with multiple different insurance companies, shop around, and find the best plan for you. As a team of licensed insurance providers, we’ll ask detailed questions to determine exactly what level of coverage you need before getting quotes. Shopping for motorcycle insurance is easy with Kind Insurance. You tell us about yourself and your ride, we find the best plan for you.
Motorcycle Insurance Quote Request
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