Commercial trucking insurance is vital for businesses that rely on trucks to transport goods or complete critical tasks. This can include the obvious industries, like delivery companies; but also less obvious, like farms who regularly use box trucks to complete their work. The type of coverage required often depends on the kind of truck and […]
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Commercial trucking insurance is an essential expense for businesses across many industries, but high premiums can cut into your bottom line. For many businesses, it seems like the rates continue to rise lately. How can you keep premiums low? We have 4 proven strategies to share. 1. Implement a Driver Safety Program A robust driver
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Disability insurance is an essential coverage option that protects your income if you’re unable to work due to an illness or injury. Unlike health insurance, which covers medical bills, disability insurance provides income replacement to help you keep up with everyday expenses when you can’t earn a paycheck. Let’s explore what it covers and how
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As the winter months approach, snowmobile enthusiasts in Pennsylvania gear up for outdoor adventures on snow-covered trails. But before hitting the snow, it’s important to consider whether you need snowmobile insurance—and how much it might cost. For residents of Harrisburg and surrounding areas, understanding your insurance options can help you protect both yourself and your
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ATVs (All-Terrain Vehicles) are exciting machines built for adventure, from rugged mountain trails to smooth sandy shores. Whether you’re enjoying your ATV for fun, farm work, or competitive sports, it’s important to protect your investment with the right insurance. Read on, and we’ll walk you through the basics of ATV insurance, types of coverage, and
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As a general contractor in Pennsylvania, having the right insurance is crucial to keeping your business, employees, and clients safe and protected. The type of insurance you need is very dependent upon the size of your team, the type of projects you work on, and more. But there are a few types almost every contractor needs. Let’s
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Car accidents are stressful, and the aftermath can be overwhelming, especially when considering the financial implications. We’ve all heard the horror stories of outrageous monthly insurance premiums after an accident. How much of an increase can you expect? Let’s get into it. Understanding the Impact of an Accident on Your Premiums When you’re involved in
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One of the first steps to launching a business is making sure you have adequate coverage. Whether you’re providing a service or selling goods, you are accepting a measure of liability. What type of insurance does your business need? That’s going to depend on the nature of your business. Let’s get into the basics. 1.
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As an HVAC contractor, you face unique risks every day on the job. From potential injuries to equipment damage, a single incident could put your business in line for a large bill. That’s why having the right insurance is crucial. But with so many options available, what type of insurance does an HVAC contractor actually
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Starting a small business is an exciting venture filled with potential and promise. But getting it off the ground is no small feat. Finding a storefront or office, getting necessary licenses, setting up a website, and so much more go into starting a business. Do you need to have business insurance before you get started?
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Surety bonds, also known as contract bonds, are a type of financial guarantee that businesses often use to ensure the completion of a contract or project. Essentially, a surety bond is a contract between three parties: the principal, the obligee, and the surety. The principal is the party that needs the bond, typically a business
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The gig economy has transformed not only how people commute, but how they make money. The flexibility of working when you want and how you want is attractive to many. But as an Uber or Lyft driver, you are essentially running your own business. Part of running your own business is understanding how to keep
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Airbnb, Vrbo, Homeaway, and others have revolutionized travel. Living like the locals has never been easier. Earning income by renting out your properties has also become feasible for so many. But letting strangers stay in your home comes with its fair share of risks. What type of insurance do you need to protect your Airbnb
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Car accidents—small or large—are always stressful. They leave a lasting impact on the driver, your vehicle, but also on your insurance. Immediately following an accident can be an overwhelming time of filing claims, potentially paying deductibles, repairing damages to your car, and more. So much so that it often goes under discussed how your insurance
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Landscaping is a business that involves its share of risks and uncertainties. Whether you’re a solo landscaper or own a landscaping company, protecting your assets and ensuring the safety of your team is vital. Whenever you’re a professional dealing with other people’s property, insurance needs to come into play. But the various types of business
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If you’ve noticed your car insurance rates steadily creeping up, you’re not alone. Car insurance premiums have been on the rise in recent years, leaving many of us wondering why we’re shelling out more of our hard-earned cash. Read on, and we’ll take a closer look at the factors driving these increases and explore what
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College life is an exciting journey filled with new experiences and responsibilities. One of those responsibilities is protecting personal belongings, such as vehicles and rented accommodations. This guide will explore the best car insurance for students and the importance of renters’ insurance. Why Car Insurance for Students is Necessary Car insurance for students is not
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Having a pool in your backyard can provide years of entertainment and joy. However, it’s also essential to understand the financial implications of owning a pool. Beyond the initial installation and regular maintenance, a pool can influence your homeowners’ insurance premiums. But by how much? Let’s dive in and find out how much a pool
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In recent years, many people across the US have decided to leave their cubicles for a chance at starting their own businesses. It’s a smart move for some people because you control the business, the hours, and the recruitment. You also get the chance to earn money like never before. However, like any other business,
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It’s always fun to cruise around the streets of Philadelphia or take a long, relaxing ride in the beautiful countryside of Pennsylvania. But, just like any other vehicle, safety is paramount. Besides wearing protective gear, you also need something to cover your expenses in time of an accident because you never know when they may
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Whether we like to admit it or not, most of us have at least thought about leaving our routine, busy lives behind and touring the country in an RV. But, even on such a journey, you need to prioritize safety so you can travel with complete peace of mind. That’s why RV insurance has become
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