Home Warranty Protection

What is Home Warranty Protection?

Home warranty protection, often referred to simply as a home warranty, is a service contract that covers the repair or replacement of major home appliances and system components that break down due to normal wear and tear. Different from homeowners insurance, which covers damages caused by events like fires, storms, or theft, a home warranty focuses on key systems and appliances within the home such as heating, cooling, plumbing, and electrical systems, as well as appliances like refrigerators, dishwashers, and ovens.

Coverage Provided by Home Warranty Protection

Home warranties often offer different levels of coverage based on the specific plan chosen. A basic plan typically includes major systems like the electrical and plumbing systems, as well as major appliances such as the dishwasher or oven. More comprehensive plans can extend coverage to include items such as the washer and dryer, spa and pool systems, and even roof leak repairs. It’s important to read the terms of a home warranty contract closely, as they outline the exact items covered and the circumstances under which repairs or replacements will be covered. Typically, items must be well-maintained and in good working order when the contract is initiated for them to be eligible for coverage.