Medical Office Insurance
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As an independent business owners insurance agency, we are here to help you find the right Business Owners Insurance coverage.
Medical office insurance to protect your business and assets.
Just as your patients need to maintain insurance coverage, so should you. Your medical office comes with a unique set of risks and a specialty medical office insurance policy can keep you protected against a loss.
The risks your medical office faces.
While the list of every possible risk your medical office faces is lengthy, you can get specialized insurance to bring you comprehensive coverage and peace of mind. Here are some of the most common risk factors in the medical industry that can be covered with the right insurance policy in place:
- Medical Malpractice
- Spoilage of Medical Supplies
- Needlestick Injuries
- Medical Equipment Replacement
- Cyber Crime
- Employee Lawsuits
- Regulatory Billing Errors
- Fiduciary Crime
The business side of medical offices.
Naturally, such insurance can include more common business risks such as damage to property, personal injury, and liability for visitors and loss of income if your office is temporarily unusable. However, it also includes some specific risks for the medical profession.
Coverage against risks related to medical offices.
For example, if you had an electrical failure or a mechanical breakdown, medical goods such as vaccines could spoil. A data breach or computer hack could be particularly devastating given the sensitive information you store. Paper records could be costly to replace after a fire. All of this can be covered.
Medical malpractice as a separate coverage.
Don’t make any assumptions about your policy, however. Medical office insurance is highly unlikely to cover medical malpractice and other liabilities relating to the advice and treatment you provide, so you’ll need to get such coverage separately.
For more information on medical office insurance, contact us today.