Author name: momentum

At some point in our lives, we all want to buy a house because it is one of life’s most common milestones. Of course, achieving such a goal may not be easy for everyone because it requires a lot of money and takes years to save.  The situation has become harder for younger people because […]

There have been a couple of hot topics in the home insurance industry over the past couple of years. One of the important ones revolves around Mold. Around the 90s and 2000s, the insurance industry took a new approach to constraint mold coverage over a handful of new policies.  These policies also altered the course

You probably use the phrase “home, sweet home” whenever you arrive home after a long trip and feel the warmth, comfort, and safety of your own place again. But a home won’t become truly sweet unless you have comprehensive home insurance. It will be even sweeter if you can lower your home insurance rate. This

We’ve all heard of the saying, “precaution is better than cure.” It’s simple enough, but sometimes, finding the right course of action might be more complicated. Let’s take flood insurance as an example. Many homeowner insurance policies do not cover damages caused by flood, which in case of an accident can cost homeowners thousands of

When it comes to car insurance, there are a lot of choices and options to consider. Two of the main types of coverage are full tort and limited tort. As their names suggest, full tort covers you for all damages that may occur in an accident, while limited tort only covers certain types of damages. 

Do you want to save on your condo insurance premium? In this article, you’ll discover what insurance agents don’t reveal to their clients looking for condo insurance. You’ll know the insider tips to get the lowest price on condo insurance. Keep reading to find out more. But first… What is Condo Insurance? Condo or all-inclusive

What is life insurance, and why do you need it? Life insurance is a type of policy that pays out a sum of money to your beneficiaries if you die while the policy is still in force. That can be a great way to ensure that your loved ones are taken care of financially if

If you’re in charge of running your own business, a lot of things need attention. From marketing and sales to finance – it’s hard not to take on too much! One thing that business owners often don’t think about enough is insurance. Small business insurance is something that all business owners should have. It can

Disability insurance is a great way to protect yourself from financial disaster if you become disabled. You’ll be able to provide for your mortgage, rent and groceries while clearing up medical bills with this policy! But, unfortunately, many people only think about it once they need it. And by then, it’s often too late. If

Pennsylvania is a state that has many lakes and rivers, making it a popular destination for boaters. While boat ownership may be a fun pastime, it also comes with some risks. Boat insurance can help pay for repairs or replacement if your boat is damaged or stolen, and it can also provide liability coverage if

If you’re in the market for auto insurance, there are a lot of things to consider. Which company do you go with? What type of plan do you choose? How much coverage do you need? It can be challenging to make the right decision for your needs. Car insurance is a necessary evil. No one

When it comes to life insurance, there are a lot of questions that people have. How much life insurance do I need? What is the best life insurance for me? These are all valid questions, and ones that you should definitely take the time to answer. In this blog post, we will discuss life insurance

No one knows when their time will come, but everyone should be prepared for the unexpected. Your legacy is why life insurance is so important. This blog will help you determine when it’s the right time for you to purchase life insurance. We’ll go over different life stages and what type of life insurance is

When you own a boat, you need to have boat insurance. That protects your investment and ensures that you are covered in an accident or injury. Many different boat insurance policies are available, so it can be challenging to determine which one is right for you. Several types of coverage are available, and each offers

Long-term care insurance is about preparing for the unexpected. Needing help with daily activities, such as dressing, bathing, and more is a natural part of the aging process. Unfortunately, the expenses associated with this type of care are expensive, and not covered by typical health insurance. What can you do to prepare and reduce these

For most of us, our home is the largest purchase we will ever make in life. With everything that can go wrong between now and the rest of your life, it’s important to protect that asset. People tend to complain about their insurance. This is natural and expected; it’s another bill. For the fun of

With the extreme heat we’ve seen this month all throughout Europe, The United States, and more, many are rightly concerned about this issue worsening in the years to come. But it’s not always easy to work fighting climate change into our regular activities. What can you do to prevent climate change from worsening? What are